Life After Bankruptcy When you partner with us, you can actually come out on the other side of bankruptcy economically stronger than before. By working closely with our clients and keeping them well-informed, we hope to provide them with new skills and wisdom that they can use to create a future that is free of debt and stress.
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In a Chapter 7 bankruptcy, a person is able to completely eliminate any unsecured debts. In order to qualify for Chapter 7 bankruptcy, a person must first pass a "means test" that compares their monthly income to national standards.
If a person does not qualify for Chapter 7, Chapter 13 bankruptcy may be an alternative. Chapter 13 bankruptcy involves creating a 3-5 year repayment plan for all or part of their outstanding debts.